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21-Jun-2016 16:01

Debt Management Program: These programs often work hand-in-hand with credit counseling programs.

For a list of agencies and the languages that they offer, select the language from the drop down list below and click "Go".

(Note: English and Spanish language services are listed in the "Approved Agencies by State" links above.) Addresses listed for internet and telephone credit counseling agencies may be outside the requested state or judicial district.

If you are looking for a language that is not found on the drop down list, please contact the Credit Counseling Unit at the Executive Office for U.

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Recent widows and divorcees can become providers as well."Perhaps [the potential sugar mama's] spouse has died and she was left a significant amount of money. Diana Kirschner takes it in the opposite direction by stressing that he'll be a total gentleman when you first meet. She mentions that "If the person is a true gold digger, it can be hard to tell in the beginning because he's often are putting on a full-court press in order to win you."Spira backs this up by saying that these charming men will pull out all of the stops just so you'll fall for them. She confirms that "Often they will pretend to have their own money, but in reality, they are borrowing from Visa to pay Mastercard [so they can] finance the relationship until you're hooked."Eventually he'll stop paying for things and assume that you'll provide and pay for things most or all of the time.3. Does he only like to go to the fanciest restaurants? That's why Julie Spira advises "If you're concerned someone is dating you for your money, leave your wallet and purse behind." Don't let yourself fall into the trap of buying or accepting extravagant gifts.4.… continue reading »


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